Loan Risk Evaluation Form

Name of Account Holder
Member Account Number:
You are a member and has been saving consecutively for the past 6 months

You are a member and has been saving consecutively for the past 6 months Yes No
Your savings or that of your guarantor is more or equal to loan amount you are requesting. (Guarantor’s savings may be taken into consideration for applicant’s savings)

Your savings or that of your guarantor is more or equal to loan amount you are requesting. (Guarantor’s savings may be taken into consideration for applicant’s savings) Yes No
Your loan application does not require a guarantee (amount requested is less than savings) or you have a non-member guarantor who has provided suitable collateral or dully signed irrevocable standing order of deduction to a bank. Note that original copies of the documents must be deposited with the Cooperative

Your loan application does not require a guarantee (amount requested is less than savings) or you have a non-member guarantor who has provided suitable collateral or dully signed irrevocable standing order of deduction to a bank. Note that original copies of the documents must be deposited with the Cooperative Yes No
Object of the loan is for income yielding investment and or existing business with income flow

Object of the loan is for income yielding investment and or existing business with income flow Yes No
Loan is a purchasing agreement domiciling ownership with Brickfish MPC (in terms of hire-purchases)

Loan is a purchasing agreement domiciling ownership with Brickfish MPC (in terms of hire-purchases) Yes No
You have no existing loan with any financial organization or entity other than Brickfish MPC (sign declaration of non-indebtedness from Bankers)

You have no existing loan with any financial organization or entity other than Brickfish MPC (sign declaration of non-indebtedness from Bankers) Yes No
You have a history of successful loan repayment with our Cooperative (Brickfish MPC)

You have a history of successful loan repayment with our Cooperative (Brickfish MPC) Yes No
You are an up to date member of a resident union or association in partnership with Brickfish MPC (Reference letter is obtained)

You are an up to date member of a resident union or association in partnership with Brickfish MPC (Reference letter is obtained) Yes No
KYC: Residence/Home and location address have been verified by account service manager with evidence attached

KYC: Residence/Home and location address have been verified by account service manager with evidence attached Yes No
Loan duration is equal to or less than 12 months as stated in the lending policy of the cooperative

Loan duration is equal to or less than 12 months as stated in the lending policy of the cooperative Yes No
Total (each yes is 10%)

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Loan Risk Evaluation Form

Loan Risk Evaluation Form

Total (each yes is 10%)